Debt Negotiation is a process of paying off your collection accounts by using a third party. You can either hire a debt negotiation company or an attorney to handle paying off your debts. It is considered to be an effective alternative to bankruptcy. Debt negotiation can save you 40-60 cents on the dollar while paying off your collection accounts. Once the debts are paid off your credit will begin to improve. The unpaid collection accounts will now report as paid collections. A paid collection will report as a positive mark with the credit bureaus.
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