If you are considering signing up for a debt negotiation company, you may want to consider using lawyer and not an unlicensed entity. An attorney is held to a higher standard. Their are many stories of debt negotiation companies disappearing in the middle of the night. If you don't believe me just Google Jubilee Financial. This kind of thing goes on all the time. An attorney has to answer to the state bar if there are any complaints. They don't want to loose their license to practice law.
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