The simplest answer to get creditors to stop calling you is to hire an attorney that specializes in debt negotiation. Once your hire the lawyer all calls by the creditors must be directed to the attorney and not to you. Typically the attorney will send out a letter to the credit that the law firm is taking over the case. Legally they are notified and must comply with the letter. If they do not comply they may be violating the Fair Debt Collections Practices Act and could be subject to a fine.
If you do not want to settle your debts yourself you may want to hire an attorney to do your debt settlement.
negotiating debt settlements
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