What is debt negotiation? Debt negotiation is a way for you to negotiate with your creditors and pay pennies on the dollar to settle your debt. Many people look to debt negotiation as a way to avoid filing a bankruptcy. If you are looking at doing a bk, you may want to give debt negotiation a look as an option to get out of debt. Debt negotiation will not have a negative effect on your credit as it is not reportable to the credit bureaus. Doing a bankruptcy can have a negative effect on your credit report for up to 10 years.
Do it yourself debt settlement
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