Debt Settlement Company

If you are looking at bankruptcy, a debt settlement company may be an option. A debt negotiation company can have you out of debt in less than four years. A bk can stay on your credit report for up to ten. You can expect to pay back about 40-60cents on the dollar with a debt reduction company. Debt negotiation is different than consumer credit counseling. CCCS programs require that you pay all of your money back plus interest. Debt Settlement will have you pay less than what your originally borrowed. There are consequences however. Your credit will be messed up for awhile.

The reality is that there are not to many great choices when you get into debt.

Drowning in Debt?

Drowning in Debt? If you are serious about getting out of debt you need to start living by your needs and not your wants. The only things that your really need are food, clothing, relationships and transportation. You don't need a 60 inch new Sharp Aquos flat screen tv. Your old tube set will still work.

Do a budget and take a look at what all of your expenses are. Look at where you can cut back. Make sure that you have more money coming in than going out. You may need to get a better paying job or take on a second job. Being in debt sucks and I would do whatever it takes to get out of it.

I need help with debt

Can my credit card company sue me?

Can my credit card company sue me? If you stop paying your credit card bill, your credit card company can sue you for payment. They will tack on late fees and interest as well. Your best bet is to just keep paying your bills on time and stay out of trouble.

credit card debt settlement